The cash that are being pay to the employee on the date of payment are called payday cash. Generally the payments are given out on month last date or first week of the month. Although we receive payment, yet in some cases it’s not sufficient with our current needs. To live a luxurious life we need sufficient money. For that we need loan. Loans are given in advanced and are available through a simple application. Now days it is easily available through online request. Days are gone like to stand in a queue. In the days of busy life we have no time to stand in a queue or to wait for a long time. Lots of websites are available where we can apply online for loan, and several lenders are also available. Before applying loan we have to fulfill some request. For example age should be above 18 years. You should have that much amount of money so that the loan amount can be replayed in timely manner. Before applying the loan some lenders ask for mortgage. But that is not a big issue, lots of lenders are waiting to provide loan in various needs. Loans are given in various fields like home loan, car loan, educational loan etc. Loans are of two types, short term loan and long term loan. Short term loans are of two to three months and are of high interest. One should repay the loan amount including the interest on the due date or we have supposed to pay the fine. There are some unique terms and conditions that are to be followed by the applicants. Generally the lenders use to take the interest amount from the account number provided at the time of registration. They will automatically deduct the interest on the date of cash payday. Several approaches are there to get loan from lenders. One is through brokers and another is directly approaching. Direct approaching is more reliable and more effective. If we go through brokers then it is time consuming and costly. Because brokers receive the applications from the borrower and search for the lenders available in the market. If the application is not suitable then it will be rejected. Another thing is that brokers will charge a commission from the borrower. So better to approach the lenders directly.