There is nothing impossible in this world. Man creates this world and developed with lots of technology. Robot which is of advance technology performs all type of work that a man can do. Beside this Internet has lots of contribution in the life of human being. Life becomes easier and comfortable. It reduces our manual work and all are in our hand, in a word the whole world is in our pocket. We can access Internet anywhere and anytime. Sever technologies are available like PC, laptop, palmtop, mobile etc. Beside this credit card, debit card, smart card, visa, MasterCard etc are more secure in banking and various transactions. No need to carry the cash bundle in pocket. ATM facility makes our life one step forward. Anywhere anytime we can access the ATM due to core banking facility. The main thing that we want to discuss is how to get a loan if someone has bad credit or low balance. In this condition also company or professional lenders are ready to provide loan to common people. But there are some terms and conditions that are to be maintained legally. But this type of loan is of high paying interest rate, e.g. 20% interest. Another thing is to keep in mind that if you have less amount of balance or insufficient balance and if we want to retrieve more amount of money from the account then warning message will be displayed or insufficient balance will be displayed. In this case first we have to check our balance and request to process the transaction. In this situation we are in need of loan to fulfill our expectation. Instant cash or payday cash now is also a benefit and overcome this type of problem. Paydaycash.com now is an online facility which gives us loan and help to do several works in a timely manner. Online loan request is a very simple and easier process to have cash. If we have a credit card then it is very simple to transfer the loan in the respective account. This is called credit card balance transfer. Within one hour the balance are being transferred to the account. If any quarries are made, 24*7 hrs facilities are available online or directly through telephonic conversation. This was a brief discussion about the processing of bad credit payday loan.